We can be reached via e-mail at support[at]moneycult.com
This Site does not knowingly seek or collect any personal information or data from persons under the age of 18.
Notice - Use of Website by the Subscriber Constitutes the Subscriber's Express Assent to the Use of Personal Information Collected by Site.
What Information About Subscribers is Collected?
When any adult consumer signs-on as a member or subscriber of this Site that consumer will be required to provide certain personal as well as demographic information which may include, but is not necessarily limited to, the subscriber's name, address, e-mail address, username and password, and special interests or affiliations. This Site collects any and all such information and includes it in its customer database.
If the Site features or conducts any special events, special promotions or offers, contests or polls, a subscriber of the Site may be asked to provide information in order to participate, if the subscriber voluntarily provides that information, all such information may be collected by the Site and included in its customer database.
When a subscriber of this Site requests web pages from the Site's server or clicks on banners or other hypertext links, the Site will automatically collect some information or data about the subscriber, including the subscriber's IP address, the information that is collected may also indicate any special preferences or requests of the subscriber; all that information and data will be collected by the Site and included in its customer database.
If a subscriber sends any personal communication or correspondence, by any means, to the Site, or any of its employees, agents or representatives, the Site may collect any information regarding that communication and include that information in its customer database.
Use of Personal Subscriber Information.
Except for Subscribers who: (a) voluntarily register as an advertiser with the Site or, (b) provide a specific query or comment to the Site through the “contact us” link on the Site, the Site will not obtain, collect, copy, use, transfer, sell nor save any unique, personal or identifying information from any Subscribers that visit the Site and/or any Affiliate Sites (collectively, the “Prohibited Data”). Without limiting the foregoing, the Site may collect, use and store (but only in its own data facility), for no more than thirty (30) days, the IP address (i.e., the octet) of a Subscriber who accesses the Site, solely for the limited purpose of detecting “click fraud” (i.e., an automated method of linking to, or access of, the Site for the purpose of inflating the number of page views of the Site) and for no other reason; provided that, instead of collecting, using and storing the IP address (i.e., the octet) of a Subscriber who accesses the Site, the Site will “hash” or convert each IP address into a mathematical representation of the IP address which the Site may collect, use and store without limitation. For the avoidance of doubt, the Site will destroy each IP address (and any data containing such IP address) no later than thirty (30) days after the date the Site collected that IP address.] The Site will not use "cookie" or similar technology (e.g., clear gifs) on the Site for any purpose at any time; provided that the Site may display clear gif banner ads in connection with queries prohibited under this Agreement (e.g., illegal or “blacklisted” queries).
Security of Personal Information Collected by the Site.
Consistent with the Policies set forth in this Privacy Statement, the Site has adopted and implemented reasonable and technologically feasible procedures for maintaining the security, accuracy and integrity of all personal information relating to subscribers that is collected by the Site.
All subscribers should consider any information provided to or collected by the Site as non-confidential, and consequently the Site assumes no liability or responsibility if any information relating to any subscriber is intercepted and/or used by an unintended recipient.
"OPT-IN" and "OPT-OUT" Provisions.
There may be occasions when a subscriber will be presented with special offers either from the operators of the Site or from third-party service or content providers, which may include consent to receive e-mail solicitations, communications, newsletters, commercial advertising, or other promotional or special event materials (collectively referred to as "Offers").
"OPT-IN" -- Some Offers may be presented to the subscriber with the option to express the subscriber's preference by either clicking or entering "accept" (alternatively "yes") or "decline" (alternatively "no"). By selecting or clicking the "accept" or "yes" the subscriber indicates that the subscriber "OPTS-IN" to that Offer and thereby agrees and assents that the subscriber's personal information and data may be disclosed to third-parties.
"OPT-OUT" -- Other Offers may be presented with a pre-selected preference or choice. If the subscriber does not deselect the pre-selected preference of choice (i.e. "OPT-OUT" of the Offer) then the Site may transfer the subscriber's personal profile information to the third-party service or content provider making the Offer. If the subscriber deselects the pre-selected preference then no personal information about the subscriber may be disclosed to any third-party service or content provider.
"OPT-OUT" Revocation Procedure.
The Site also offers all subscribers a procedure for "Opting-Out" if the subscriber subsequently chooses to revoke any consent to receive Offers by going to the Site, and entering in the exact email address to be "Opted-Out".
Terms and Conditions of Membership.
Each subscriber should carefully read each of the terms and conditions of Membership of this Site. By accepting membership to this Site you are unconditionally accepting all of those terms and conditions. Some of those terms and conditions may also affect the right of this Site to use information that it has gathered from subscribers.